Sorry to bring this up again, but I looked into it, and I think Mysta is just stupid. In this stream, he said things like savings accounts are a scam because he didn't understand them and that he didn't notice his old accountant fucked up until it was too late and had to pay 42k instead of 21k. The new accountant he was working with at the time was recommended to him by the company, so they did try to help him. Kyo even mentions that management gives them all recommendations and will help them choose one if they need it. The livers also don't have to use the recommendations; the one Kyo found wanted to charge him 5k to do his taxes, and management even stepped in and told him not to take it, so he didn't even speak to them. Granted, he went to his dad after that and more than likely did not ask the company for more recommendations, but still, this means that they did try to help Mysta. Now whether or not Mysta kept that accountant, I'm not sure, but the fact that he had to be told what a savings account was by a 19/20 year old is worrying.